Finance

Palmcredit Loan App Review 2024 (Legit or Scam)

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Palmcredit Loan App is a Fintech application owned by Newedge finance limited, you can get borrow money or get loans from this app without collateral. With palmcredit loan app you can you can access loans within minutes without providing any collateral, guarantor or paperworks.

Palmcredit is one of the best loan apps in Nigeria where you can borrow money from the comfort of your home. People don’t go to traditional banks anymore for loans or wait in long queue  just to get loan. You can apply for loan from palmcredit anytime, anywhere with just few steps on your phone.

Many people have been asking questions about palmcredit and wants to know if the loan application is legit or scam. Without wasting much of your time, we will be answering this question based on app user’s review, testimonies and experience while using the app.

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Palmcredit loan app

Is Palmcredit Legit?

Palmcredit is Legit Fintech lending application where you can borrow money to settle financial needs, whether it is urgent medical expenses, home repairs or education expenses. The application is licensed by Central Bank of Nigeria. So you need to to borrow if the are scammers because to they are legit.

Eligibility Requirements to Borrow Loan From Palmcredit

If you have financial needs and wants to borrow laon from Palmcredit, below are the eligibility requirements:

  • You must be 18 years and above.
  • You must be a resident of Nigeria.
  • You must have an Account with any traditional bank in Nigeria.
  • You must have Bank Verification Number (BVN).
  • You must have a working SIM card and a smart phone.
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How to Download Palmcredit App

If you want to download palmcredit application, go-to playstore and download the application to get started.

Frequently Asked Questions FAQs

How do I Get Started?

It’s simple. To get started, download the app from Apple Store or playstore.

Are There Hidden Charges?

No, Palmcredit loan app is transparent. But we advise you go through the loan terms and conditions before applying for loans.

What If I Miss Repayment?

Life is unpredictable and palmcredit Loan app understands that. If you are having difficulty in making repayment, we suggest you contact palmcredit customer care support. They might be able to offer solution.

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Is My Data Secure?

Absolutely. Palmcredit  Loan App takes data security seriously. Your personal and financial information is encrypted and stored securely, and are kept out of unauthorized hands.

Can I Apply For Loan With Poor Credit Score?

Yes, you can apply with poor credit score. Palmcredit consider many factors beyond credit score. So always feel free to apply.

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