lcredit Loan App Review 2024 (Legit or Scam)

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Lcredit laon App is a fintech app that gives out loan to people in Nigeria. But is it legit or scam?, in this post we will discuss about lcredit loan app if it is legit or scam and give our verdicts based on users reviews and experience.

Previously,  we have written reviews on loan apps like wonderloan app and Okash Loan App. Feel free to read about them also.

Lcredit loan App

Is Lcredit Loan App Legit?

No, Lcredit is not legit, the app is scam app based of users reviews and experience with the app. Users of this app have accused them of many things like high interest rate, deducting money from users account, defamation of character etc.

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Lcredit have been deleted from Google Play Store because of their fraudulent ways. We strongly advise You avoid this app. Below are some of the complaints we were able to gather on this loan app.

Lcredit reviews

Lcredit user's complaints

What is Lcredit Loan Requirements?

Here are basic requirements to borrow money from lcredit loan app;

  • You must be a Nigeria citizen.
  • You must be 18 years and above.
  • You have an Account with any Nigeria bank of your choice.
  • You have government Issued ID.
  • Bank Verification Number (BVN)
  • Bank debit card.

Lcredit Customer Care Support Number

You can contact lcredit in any of the following ways;

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How Can I Borrow Loan From Lcredit Loan App

The app have been deleted from playstore, so of you want to borrow loan from lcredit, visit their Official website to download the app. After downloading the app follow the steps below to borrow money;

  • Next, is to create your profile by signing up with loan company. The process is free and won’t be charged.
  • Once you  are done signing up, you can apply for loan.

How Do I Repay My Lcredit Loan?

There are three (3) ways you can replay your lcredit loan and they are;

  • Through Bank Transfer.
  • Through Debit Card.
  • Through Bank Deposits.
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To pay through any of this methods,  follow the steps below;

  • Open the loan app.
  • Navigate to repayment method.
  • Select any of the methods above.
  • Follow the instructions from the app to complete the process.


We strongly advise You avoid this loan app, if you are looking for apps where you can borrow loan, goto to Google playstore and download loan apps with good users reviews.


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