EasyMoni Loan App Review: Is EasyMoni Loan App Legit or Scam?

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EasyMoni Loan app is one of the best loan app you can borrow instant money from online. They offers loan to customers online without collateral or paperworks. In this post, we will discuss EasyMoni Loan app Review, how to get instant loan from EasyMoni, interest on loan and eligibility requirements to get loan from the app. Please also note that this review is based on users experience while using the loan app.

Previously, we wrote reviews on some other apps like Fairmoney Loan App, and Wonder Loan App. So if you are interested in borrowing money from any of the apps mentioned above, we advise you read about them.

Is EasyMoni Loan App Legit or Scam?

Yes, EasyMoni loan app is a legit loan app that can be trusted in terms of borrowing money online. Based on users experience they are trusted in terms of borrowing fast, quick and instant loan. We strongly advise you go ahead and borrow money from them.

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EasyMoni Loan App Review

How Does EasyMoni Loan App Works?

EasyMoni is an instant loan app can borrow upto #1,000,000, online, without any collateral or paperwork. Follow the simple steps below to borrow money from this app;

  • Install the EasyMoni Loan app from Appstore.
  • Click on Sign-up to register an account.
  • Fill out basic information and submit application.
  • After verification, select the option of loan you would like to apply for.
  • Accept the loan terms and submit loan.
  • After submission, the loan amount will be disbursed into your bank account.

What Are The Requirements For EasyMoni Loan?

In order to be eligible for EasyMoni Loan, you must meet the following requirements.

  • You most be a resident of Nigeria.
  • You must be between 20-55 years of age.
  • Source of monthly income
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EasyMoni Loan App Interest Rate

The major thing you should watch out when collecting loan from any of this apps, is the interest rate. EasyMoni interest rate ranges between 5%-10%, APR60%-120%, you credit rating could also help you get lower rate.

EasyMoni Loan Duration

  • Loan repayment period for #100,000 below is usually 31-91 days.
  • Loan repayment period for #100,000-#1,000,000 is 91-365 days.

Do EasyMoni Defame?

One of the disadvantage of borrowing from loan app is defamation of character. This happens when you can’t repay the money you borrowed at due time. Some loan app will start sending defamation messages to your contacts telling them you are owing there company and have refuse to pay back. Some even go ahead to tell them things about you that are not true.

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But EasyMoni money don’t Defame their customers, they can only call your emergency contact to remind you of your outstanding debt with them.


Hope we were able to answer your questions on EasyMoni Loan App Review. The app simple and user-friendly,  all you need to do is just download the app from app store, sign-up and apply for loan. You will be credited within a short period of 5mins. This is possible only when you meet the eligibility requirements.

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