Finance Information

USSD Code For Loans in Nigeria: Complete List (2024)

Spread the love

Are you looking for urgent loan and don’t know the ussd codes to get instant and fast loan. You don’t need to worry anymore, you are in the right place. This article will introduce you to Ussd Code for Loans in Nigeria and how to get instant loan from this loan platforms.

You don’t need any criteria of going to banks, paperwork like filling and submitting documents and bringing of collateral to get loan from this platforms. It’s not like the traditional banks where you will need to do all this including bringing of guarantors.

What Is Loan?

Loan is an amount of money borrowed at interest by the bank or loan platform to the borrower. Most times it’s usually on collateral for a certain period of time.

READ ALSO  How Much Is a Bag of Beans in Nigeria (Updated Price)

What is USSD Code for Loans?

Unstructured Supplementary Service Data better known as Ussd Code or quick code is usually a 3 digit multipurpose number provided by loan companies or apps to there customers to access loans. You can use this code to apply for loan at the comfort of your home without visiting the company or bank. You can also call it a self service code.

Ussd Code for Loans in Nigeria

Requirements to Apply For Loans Using USSD Code

There are eligibility requirements you must meet before applying for this loans via Ussd code:

  • You must have a smart phone.
  • You must have an active bank account.
  • You must have a Government issued I’D.
  • You must have Bank Verification Number (BVN).
  • A working Phone Number.
READ ALSO  How Much is Bag Of Rice in Nigeria 2024 (Updated)

If you are Able to meet the above criteria then you are steps ahead of getting this loans.

How to Apply for Loans Using USSD Code

To apply for loan via Ussd, you need to follow this steps below:

  • Meet the above mentioned requirements.
  • Choose a loan platform or bank.
  • Dial the code and follow on-screen command.
  • Accept loan terms and conditions.
  • Choose preferred loan amount.
  • Apply for loan and wait for loan approval.
  • Your registered account will be credited with the loan.

List of Banks USSD Code For Loans in Nigeria

Below are list of some Nigeria banks that you can collect money from with Ussd code.

READ ALSO  Bag Of Rice Price In Nigeria 2024 (Updated Price)

USSD Codes for Loan Apps

Below are list of some loan Loan Apps in Nigeria that you can borrow money with Ussd code.


Borrowing money with Ussd code is the fast and easiest way to collect loan without Collateral, paperwork or submitting of documents. You don’t need data to collect loan with the codes. If you feel we didn’t mention some the banks or apps you already kindly send us message through comment section.




Leave a Reply

Your email address will not be published. Required fields are marked *