Opay USSD Code (Updated List)

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Opay Ussd Code: Are you tired of the inconvenience of using mobile app or relying on the internet for your banking transactions?

Opay Ussd code or quick code provide an easy way on how to manage your account without data or mobile app.

Opay is one of Nigeria leading mobile based platform for transactions like bills payments, money transfer and airtime top-ups. Opay has simplified all this transactions with the Opay quick code. In this guide, we will explain how to use Opay quick code for your daily transactions without an internet connection. We will also you how to link or submits the following documents to Opay for account verification;

  • Bank Verification Number (BVN)
  • National Identification Number (NIN)
  • Driver’s license
  • Voter’s Card
  • Light bill Receipts etc.

We also wrote articles on how to become a Moniepoint Agent and 3 best way to contact Palmpay customer care support. Feel free to also read about them.

Opay ussd code


What is Opay Ussd Code?

Opay ussd code is *955#. This quick code allows customers to perform mobile banking transactions like money transfer, bills payment, data and airtime top-ups, withdrawals and opening of Opay account directly from their phones without needing the internet.

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How to Create an Opay Account

Before you can start you can start using Opay ussd code, you must first of all open an account with them.

Below are the two methods you can use to open an account with Opay.

How to Create Opay Account with USSD Code

To create an Opay account with ussd code, start by dialing *955# and follow the on screen instructions.

How to create Opay Account Via Mobile App

Here are some guides to create Opay Account via Mobile app;

  • Download the App from Appstore or Playstore
  • Open the Opay App After installation
  • Click “Create Account” if you are a new user. If you are an existing user, click Login account.
  • Enter your correct phone number, OTP will be send to your phone. Enter the OTP and continue registration.
  • Provide your BVN or NIN to verify your account opening application.
  • After account verification, create your transaction Pin and Password for secure login.

Congratulations, you gave successfully opened an Opay account.

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Full List of Opay USSD Codes for Mobile Banking

How to Transfer Money With Opay Ussd Code

To transfer money to another bank or opay account, follow the steps below;

  • Dial *955# using the phone number linked to your Opay account.
  • Select “Transfer” Option.
  • To transfer to Opay account select option 1, while to transfer to another bank select option 2.
  • Enter the recipient’s account number.
  • Type the amount you want to send.
  • Confirm transaction and enter password to approve transaction.

Alternatively, you can dial *955*1*Amount*Account number#. Enter your password to authorize transaction.

How to Buy Airtime with Opay Ussd Code

To buy airtime from Opay via ussd code for self or family and friends, follow the steps below;

  • Dial *955#
  • Select “Airtime and Data” Option
  • Enter the recipient’s phone number, followed by the airtime or data amount.

Alternatively, dial *955*2*Amount*Recipient’s Phone No#. Enter Pin to authorize transaction.

How to Buy Data With Opay Ussd Code

To buy data from opay via quick code, follow the simple steps below;

  • Dial *955#
  • Select “Airtime and Data” Option
  • Choose the amount of data bundle you want to buy e.g 350MB, 750MB, 1GB etc.
  • Enter the phone number you want to send data to. This can either be your number or someone else’s own.
  • Enter you transaction Pin to authorize the payment.

How to Fund Bet Account with Opay Ussd Code

To load or Fund money to your bet account via opay ussd code, just follow the simple steps below;

  • Dial *955# from the phone number linked to your Opay account.
  • Select “Betting and Electricity” Option.
  • Select “Fund Betting Account ” which is option 1.
  • Select the bet platform you are registered with. Example Bet9ja, Betking,1xbet etc.
  • Enter the amount you want to deposit.
  • Enter your Opay pin to authorize transaction.
  • Go to your bet account dashboard to confirm deposits .
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How to Pay Electricity Bill with Opay Ussd Code

Here are the simple steps to pay your electricity bills with Opay unique code;

  • Dial *955# from the phone number linked to your account.
  • Select “Betting and Electricity Bill”
  • Select “Electricity Bill” which is option 2.
  • You will be asked to enter your Electricity provider’s account number and meter serial/ID number.
  • Enter the amount you wan to pay.
  • Enter Pin to authorize transaction.
  • If the transaction 8s successfully, you will be notified via SMS.

How to Check Opay Account Balance with Ussd Code

If you want to Check your opay account balance, simply dial *955*4# and enter your Pin to authorize transaction.  Your current account balance will pop-up on the screen or will be sent as message.

Opay Customer Care Number

You can contact Opay customer care support through any of the channels below;

Call 0700 888 8328 or 02018888328 for App and card inquiries.

Call 0700 888 8329 or 02018888329 for POS inquiries.

You can also chat them on Whatsapp through this number 09165998936.

Opay Social Media Handles

You can also reach opay customer care representative through their verified socal media pages;


Opay unique code have been very helpful. To use this Opay unique code, you must have an account with Opay and the phone number must be linked to your account. The code is now available in all Networks. Initially it just to be for just MTN, Airtel and 9mobile.

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